Meet Our Team

Common Sense Retirement Planning’s mission is to reduce financial fear in retirement. Our primary focus is retirement income strategies, and we aim to help provide retirees and pre-retirees with safety of assets, financial liquidity, favorable tax statuses, protection from nursing home expenses and probate.

We recognize the concern among seniors over outliving their retirement savings, and therefore, gain immense satisfaction from being able to create financial solutions for these wonderful people.

Rebecca Kincaid, CLU • Retirement Planner

Rebecca Kincaid is a good ole Georgia girl who grew up on a sweet potato farm in south GA. She has lived in Greenville for almost five years since her husband, Pate, was transferred here as a salesman for John Deere. She left Atlanta kicking and screaming, but now is so happy God lead her to Greenville. She has fallen in love with the people, the town, and the family environment that is fostered here.

Rebecca began her career in the insurance industry more than 17 years ago as a writing agent. In 2004, she joined Old Mutual Financial Network as a Regional Coordinator, earning promotion to and serving as Life Regional Manager and Annuity Regional Manager. Rebecca has been helping clients with their life insurance cases since 2010. She earned a B.A. in Public Relations from Valdosta State University in 2003. Rebecca is currently registered with the, SEC, FINRA and the South Carolina Department of Insurance, where she holds P&C, life and health licenses. In 2010, she earned the designation of Chartered Life Underwriter (CLU) through The American College. Rebecca has vast experience in life insurance, long term care and tax-free retirement strategies. One of her favorite things about the business is building relationships with clients and helping them have peace in retirement.

When she isn’t working, she is wrestling with her son, Finley, or playing princess with her two daughters, Ava and Temple.

“I love the personal and professional relationships that I’m able to build with our clients. Closeness and cooperation contributes to greater success for everyone.”

Laura Crawford • Registered Representative

Laura Crawford specializes in long-term care and life insurance strategies. She moved here from Texas in 1992 and is the proud mom of two boys. She joined Tony Dale Inc. in 2011. She has 25 years experience in telecommunications and management as well as a banking and mortgage lending experience. She has a Bachelor of Science Degree in Business Administration from Southern Wesleyan University.

Wesley Palmer • Registered Representative

Wesley Palmer is a local boy who was born in Greenville and raised in Taylors, South Carolina. He attended Greenville Technical College.Then went on to get a National Certification to become a Fitness Trainer. After a successful stent working as a fitness trainer/coach helping people achieve physical goals, he decided to change course, and pursue a career in retirement planning.Wes is licensed in the state of South Carolina for life and health insurance. He also holds FINRA Series 6 and 63 securities registration. He has been working with Phillip Allen Inc. since January of 2015.

Wes was married in the Spring of 2017 to his fiancé, Erica. Wes and Erica enjoy spending time with their two dogs, Bonnie and Durro. They are also in the process of building a home in Travelers Rest. When Wes isn’t at work he is usually out on the Swamp Rabbit Trail running/training for local run races, or out on his road-bike riding in the mountains.

Wes has a passion for building long-lasting relationships with clients, while helping them pursue their financial independence throughout retirement.

Katie Sanders • Registered Servicing Agent

Katie Sanders is a native of Greenville who began working with the Phillip Allen, Inc. team in 2016. An ardent Crimson Tide fan, Katie earned a B.A in public relations from The University of Alabama and worked in the marketing and consulting fields immediately after college.

Katie is an active volunteer at the Ronald McDonald House Charities of the Carolinas, Junior League of Greenville and Alpha Delta Pi Sorority. When she’s not in the office or out in the community, she enjoys traveling, running, reading and playing with her cat – Bear Bryant.

Dan Zakes • Registered Servicing Agent

Dan Zakes began working with Phillip Allen in March 2017 and is excited about the opportunity to be a part of Common Sense Retirement Planning. Dan graduated from Northland International University in 2011 with a BA in Biblical Counseling. He loves using his counseling background to build relationships and help people solve real life challenges. Dan moved from rural Utah in 2017 and married his wife, Jessica, in August 2017. The two of them enjoy exploring the Carolina mountains and setting up their new home in Greenville. Dan holds FINRA Series 6 and 63 securities licenses along with his South Carolina life insurance license.

Janine Gieck • Controller/Transfer Manager

Janine Gieck has more than 20 years of experience in the Administrative Services field; including running her own business providing administrative support for many small Greenville businesses. She graduated from Bob Jones University in 1995 with a Bachelor of Science degree in Office Administration. Janine has been working with Phillip Allen since 2005. With more than 10 years of experience assisting clients at Phillip Allen, Inc. Janine has become proficient at navigating the often-difficult process of transferring assets. Her organization skills and wide range of experience have made her a welcome addition to the office. Janine was married in 1995 and has two grown children. She enjoys reading and relaxing with her family. She is a member and Nursery Ministry Supervisor at Emmanuel Bible Church in Mauldin, SC.

Melinda Sanders • Office Manager

Melinda has known Phillip for several years and been with the company since 2014. Melinda’s experience is broad from Mechanical Engineering to Sales, from Business Owner/Operator to Management. Melinda and her husband, Andy, are clients of Phillip Allen. Both Melinda & Andy are graduates of South Dakota School of Mines & Technology with BSME degrees. Celebrating over 30 years of marriage, they have two daughters, Liz & Katie, and son-in-law, Taylor. Melinda is active at her church, St Mary Magdalene Catholic Church. She enjoys setting jigsaw puzzles; Sudoku; cross stitch and walking.

Sarah DelCueto • Receptionist/Administrative Assistant

Sarah was born and raised in the beautiful small town of Brevard, NC. She attended Gulf Coast Community College while living in Florida. Then, Greenville Technical College after moving closer to family. Sarah has been in customer service for many years, she loves the interaction with people and will easily make you comfortable with her smile.

Sarah is the proud mother of her two athletic minded sons, Kaden and Blake; spending many days and nights at the Travelers Rest ball fields. Sarah also prides herself as the mother of a precious baby girl, Everly Kate. In her spare time, Sarah enjoys being outside, gardening, and spending time with family.

Front (Left to Right): Tony Dale, Phillip Allen. 
Back (Left to Right): Laura Crawford, Iva McGrath, Melinda Sanders, Janine Gieck, Rebecca Kincaid, Sarah DelCueto, Katie Sanders, Wes Palmer.

We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.

Securities and investment advisory services can only be solicited in the states where a financial professional is licensed and registered to do business in. Please inquire as to which states the financial professional is licensed and registered in before engaging in a business relationship. Securities and advisory services offered only by duly registered individuals through Madison Avenue Securities LLC, member FINRA/SIPC and a Registered Investment Advisor. MAS and Phillip Allen Inc., Common Sense Retirement Planning or Tony Dale, Inc are not affiliated entities.

Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product.

*Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.

The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation.