About Our Firm

Common Sense Retirement Planning’s mission is to reduce financial fear in retirement. Our primary focus is retirement income strategies, and we aim to help provide retirees and pre-retirees with safety of assets, financial liquidity, favorable tax statuses, protection from nursing home expenses and probate.

We recognize the concern among seniors over outliving their retirement savings, and therefore, gain immense satisfaction from being able to create financial solutions for these wonderful people.

Phillip Allen • CEO/Retirement Planner

Phillip has been helping retirees make wise financial decisions for over 30 years. Phillip is an Investment Advisory Representative with Madison Avenue Securities. He is a Retirement Planner whose goals are for retirees and pre-retirees to help them with preservation of assets, financial liquidity, tax-efficient strategies, creating a legacy plan to help avoid probate, prepare for the unexpected costs associated with nursing home care, and to help ensure our clients do not outlive their retirement income.

Phillip was born near Shelby, NC. He moved to Greenville in 1979. From 1979 to 1983, Phillip attended Bob Jones University studying Business Administration. In 1985, he became licensed in the securities industry. Phillip is currently registered with FINRA, and the SC Department of Insurance.

Phillip is co-host of Common Sense Retirement Planning on news radio WORD 106.3 FM weekly. He has also made appearances on local television stations, WLOS and WYFF.

Phillip lives near Furman University with his wife, Terri, and have four children and 9 grandchildren. Phillip and Terri are active members of Forestville Baptist Church. As an avid hiker and backpacker, Phillip always has his dog, Timber, alongside. He also enjoys hunting and riding his motorcycle.

Phillip is a supporter of Compassion International. A Christian charity dedicated to releasing children from poverty through compassion in Jesus name. Phillip and Terri are currently sponsoring several children around the world.

Phillip sees a growing problem with individuals outliving their retirement savings. Many live in quiet desperation due to poor planning. He gains great satisfaction when able to find financial solutions for these wonderful clients.

Learn more about Phillip at www.PhillipAllenInc.com.

Tony Dale • CMO/Retirement Planner

Tony Dale is a co-host of Common Sense Retirement Planning with 15 years experience in the insurance and annuity industry. He holds life and health insurance licenses in South Carolina and North Carolina, as well as Series 6 and Series 63 securities registration in these states.

Learn more about Tony at www.TonyDaleInfo.com

To schedule a time to discuss your financial future and the possible role of insurance or investments in your financial strategy, contact us at info@commonsenseretirementplanning.com or call us at 800.687.6768 today!

We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.

Securities and investment advisory services can only be solicited in the states where a financial professional is licensed and registered to do business in. Please inquire as to which states the financial professional is licensed and registered in before engaging in a business relationship. Securities and advisory services offered only by duly registered individuals through Madison Avenue Securities LLC, member FINRA/SIPC and a Registered Investment Advisor. MAS and Phillip Allen Inc., Common Sense Retirement Planning or Tony Dale, Inc are not affiliated entities.

Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product.

*Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.

The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation.